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Financial Sense and Simplicity

Child Trust Fund Calculator

This calculator provides you with an illustration of how much a Child Trust Fund (CTF) account could be worth when your child reaches age 18.


Please enter a date later than 1st September 2002 but before 3rd January 2011.
Please enter the value of the CTF voucher, provided to your child by the Government.
Please enter a regular monthly amount you wish to pay between £10 and £300, assuming that the maximum allowed monthly contribution is £300.
Please enter an amount between £10 and £3,600, assuming that the maximum allowed annual contribution is £3,600.
 
When you select the Calculate button, the amount displayed on the screen will be showing the estimated value of the fund on your child’s 18th birthday.


Important Information
  • The amount shown by the calculator is only an estimate of what the savings could be worth on your child’s 18th birthday.
  • There is no guarantee that the CTF account will reach the value shown by the calculator. The final value could be higher or lower than the value shown by the calculator.
  • The Forester Life Child Trust Fund is a stakeholder account, however, this doesn’t guarantee that there can never be a loss of value or that a stakeholder scheme is the right investment for your child.
  • The calculator does not deal with investment risk and investment advice. It is not a basis on which you should make investment decisions and your needs will be confirmed before a recommendation can be made.
The calculation is based on:
  • Potential investment annual growth rate of 7%.
  • Potential annual increase in monthly payments of 2.5% per annum compound to keep pace with inflation, subject to allowable limits.
  • Annual fund charge of 1.5% which covers the cost of administering the account, managing the investment in the fund and paying the salary of your financial adviser.




Forester Life Limited is authorised and regulated by the Financial Services Authority. All information contained on this site is intended for UK investors only. For further regulatory information please see the Important Legal Information page.
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