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Financial Sense and Simplicity

Legal Information and Data Privacy

The Legal Notices
Reliance on information in this website
Copyright and Trademark Notice
Law and language

Your Rights of Privacy

The Privacy Policy
Use of Cookies
Your Agreement

Important Legal Information

Advice
Status Disclosure
Regulatory and Company Information

Registered Details

Data Protection

Links To Other Sites


The Legal Notices


Reliance on information in this website
We have taken all reasonable care to ensure that the information contained in this website is accurate, complete and up-to-date and that it complies with the requirements of UK Legislation, regulations and codes of practice including the British Code of Advertising Practice.

However, please bear in mind that all information on this site is being supplied free of charge and that information has not been tailored for your particular requirements. We therefore cannot give any warranty or representation as to its needs and requirements, accuracy, completeness or reliability and we cannot accept any liability for any loss you may incur as a result of relying on that information.

Unless clearly indicated on this website, the information on this website is not intended to constitute any offer by us to enter into a contract with you. Any contract that we do enter into with you will be on the terms of our Standard Business Conditions, which are available on request.

You must ensure that any software downloaded from the Internet to your computer is suitable for use on your computer and that it is free from viruses. This applies to any software loaded from this website, so please virus check all software loaded from this website and check it is compatible with your computer.


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Copyright and Trademark Notice
Please note that all the contents, the layout and the code of this website are copyright works owned by Foresters.

We are happy for you to download or print off copies of the contents of this site for your personal use and information but any copying or adaptation of the contents, layout or code of this website for any business purpose without our specific consent will constitute copyright infringement.

Please note that we are not the owner of copyright in other websites to which this site is linked and that you should check those websites before copying any materials from them. We acknowledge the copyright and any moral rights to third parties in those other websites.

Please note the logo is registered.

Foresters is the marketing name of The Independent Order of Foresters, a fraternal benefit society incorporated in Canada with limited liability. The society’s international head office is located at 789 Don Mills Road, Don Mills, Ontario, Canada M3C 1T9
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Law and language
The applicable law governing the contents and use of this website and any disputes arising from it is English Law and any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the English courts.

This website is intended for use by citizens of the United Kingdom only. This website is not intended for distribution to, or use by, any person in a country where such distribution would be contrary to local laws or regulations.

As Forester Life is based in the United Kingdom, our Plans are subject to the law of England and Wales, and we will always communicate with you using the English language.


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Your Rights of Privacy

The Privacy Policy
Foresters is committed to protecting the privacy of all visitors to our website. This policy sets out how we collect, protect and use the information you send us on our website and was last updated in August 2007.

Foresters does not capture and store any personal information about you when you access this website, except when you choose to give us your personal details by email or by enquiring about any of our services or products. In these cases the information you provide will be held by Foresters and may be used in the following ways:

  • To assist us to efficiently provide the service(s) you have requested
  • For research and analysis purposes
  • To contact you, from time to time, about financial and other products or services offered by Foresters and selected third parties which we feel may be of interest to you.

You have the right to see a copy of the personal data that we hold about you and you can make us change any information that is incorrect. We charge a small fee for the provision of this information. Please address any request to our Data Protection Officer at Foresters, Foresters House, Cromwell Avenue, Bromley, BR2 9BF.


 

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Use of Cookies
 

We also use “cookies” which help Foresters to track basic visitor information so that we can better tailor the site to our visitors' needs. Cookies are pieces of information that a website transfers to your hard drive following a visit to that website. Most web browsers automatically accept cookies but you can disable this function by changing your browser settings if you so wish. However, you may not be able to take full advantage of a website if you do so.

By using cookies we are able to see how our website is being used. This means that we can identify the most popular areas of our website and better tailor the site to our visitors' needs. You cannot be personally identified from this information and it is only used to assist us in providing an effective service on our website.


 

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Your Agreement
 

By using this website, you agree to us collecting and processing this information in the ways we have described above. Any changes to our Privacy Policy will be posted on this page so that you are always kept informed of what information we collect and how we use it.

If you have any further questions about our Privacy Policy you may contact our Data Protection Officer at Foresters, Foresters House, Cromwell Avenue, Bromley, BR2 9BF.


 

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Important Legal Information

Advice
Nothing within the pages of this site shall be deemed to constitute financial or other professional advice in any way. You should consult your financial adviser or other professional adviser if you require any financial or other professional advice.


 

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Status Disclosure
This web site only contains information on the products and services of Forester Life Limited  which is authorised and regulated by the Financial Services Authority.
 

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Regulatory and Company Information
Forester Life Limited is authorised and regulated by the Financial Services Authority.


 

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Registered Details:
Forester Life Ltd is registered in England number: 2997655.

Foresters UK Group registered VAT number: 654 0253 58.

Registered Offices for all the above: Foresters, Foresters House, Cromwell Avenue, Bromley BR2 9BF. Tel: 08457 990011. Fax: 020 8628 3500.


 

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Data Protection
All  information provided by Foresters will be treated with the utmost confidence and respect.

Such information will be recorded on computer and used to assess applications or administer policies. It may also be used for fraud prevention or money laundering prevention. We may share your information with our business partners and may contact you by mail, telephone, SMS, fax or email to let you know about any goods, services or promotions which may be of interest to you. If you do not wish to receive such information please write to our Data Protection Officer, Foresters House, Cromwell Avenue, Bromley, Kent BR2 9BF.

You have the right to inspect copies of contract notes and vouchers, and ask for a copy of your information (for which we charge a small fee) and to correct any inaccuracies. We keep records of our business transactions for at least six years. When you give us personal information about another person we will assume that they have appointed you to act for them and have consented to the processing of their personal data, including sensitive personal data.


 

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Links To Other Sites
The links to other sites on the Internet are purely to allow you access to more information on related topics. Foresters does not  necessarily own or control such sites and so accepts no responsibility for information contained in any such other sites or for the fact that such sites may not be available at all times. Please note that when accessing another site by way of a hypertext link you may leave the Foresters site.


 

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Forester Life Limited is authorised and regulated by the Financial Services Authority. All information contained on this site is intended for UK investors only. For further regulatory information please see the Important Legal Information page.
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