Key features of the Forester Life Allocated Child Trust
Fund Account(Stakeholder Account)
Its aims
To invest Government CTF contributions allocated to Forester Life
to secure a lump sum benefit for your child at age 18.
To invest subscriptions from family, friends and anyone else who
wishes to supplement the Government contributions.
To achieve tax efficient long-term growth in a unit-linked
investment fund which meets stakeholder standards for
“risk-control”.
Your commitment
To appoint a Registered Contact to manage the Plan on behalf of the
child until age 16.
All subscriptions are “locked-in” the Plan and, except in the event
of your child’s earlier death or terminal illness, can only be
accessed by the child at age 18.
Risk Factors
The value of the Plan may fluctuate as the value of the investments
in the Forester Life Stakeholder Managed Fund 1 can go down as well
as up. Your child may get back less than has been invested.
Whilst this Plan meets Government stakeholder standards for CTF
accounts this does not necessarily mean that the investment is
suitable or that there is any guarantee of performance.
The favourable tax treatment of CTF accounts may change in the
future.